The world of Health Insurance for those under 65 right now is very complicated. However there are many ways to get your family covered and it really just comes down to THREE basic coverages to choose from.
1. If you family earns below 400% of the Federal Poverty Level then you can purchase insurance through a Major Medical carrier using a tax credit from Healthcare.gov.
2. If you family earns above 400% of the Federal Poverty Level than you can purchase insurance straight from a Major Medical carrier.
3. You can choose to sign up for an alternative solution from Aliera Healthcare that offers comprehensive plans for you and your family. These plans you can join at any time of the year.
You can visit our Anthem site here if you wish to research plans available in your area. These plans are only available during open enrollment or when a Special Enrollment Period is granted.
A new product we are offering for 2018 is the Aleriacare and Unity Healthshare plans. They can be joined at any time of the year and offer coverage at rates that are very competitive. Visit my Aliera Site to learn more about their Basic and Comprehensive plans. Quotes are easy and free!
Navigating Healthcare.gov to establish a tax credit can be an unnerving process for some. We are certified to help you from account creation all the way to plan selection with clear guidance on the choices available. We can help with the initial enrollment and the yearly renewal process!